49653 ZIP Code — Lake Leelanau, MI

Leelanau County, Michigan

ZIP code 49653 is located in Lake Leelanau, Michigan, within Leelanau County. It covers approximately 27.82 square miles and serves a population of 1,672 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49653

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $417,900. Owner-occupancy is high at 98%, well above the national average.

The gap between median ($79,861) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 49653 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

1,672

population

27.82

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49653 ZIP code map

Cities in ZIP code 49653

Below are the cities the US Postal Service accepts for ZIP code 49653. Using any city not on this list may result in mail delivery delays.

City	Status
Lake Leelanau	Preferred

Nearby ZIP codes

49654 Leland (3 mi) 49682 Suttons Bay (4.6 mi) 49621 Cedar (8.3 mi) 49664 Maple City (11 mi) 49670 Northport (13.1 mi) 49684 Traverse City (13.8 mi) 49636 Glen Arbor (14.4 mi) 49685 Traverse City (16.2 mi) 49629 Elk Rapids (17.1 mi) 49630 Empire (17.1 mi) 49686 Traverse City (17.1 mi) 49696 Traverse City (18.1 mi)

Demographics updated 06/2026

Population
Total population	1,672
Population density	60 / sq mi
State FIPS	26
County FIPS	089

Geography
Land area	27.82 sq mi
Water area	10.19 sq mi
Latitude	44.9830
Longitude	-85.7330
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	34.4%	42.6%
$50k – $100k	37.2%	35.1%	31.1%
$100k – $200k	21.2%	23.3%	20.6%
Over $200k	11.4%	7.2%	5.7%

Demographics & statistics

1,672

Population

People per sq mi

57.8

Median age

$79,861

Median household income

$50,070

Per capita income

$417,900

Median home value

Median monthly rent

98.3%

Home ownership

3.1%

Poverty rate

0.7%

Unemployment

1,484

Housing units

51.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

144

65–74

152

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	302	18.1%
18 and over	1,370	81.9%
65 and over	549	32.8%
Median age	57.8 years

Race & ethnicity

White 94.3%

Two or more races 3.2%

Hispanic or Latino 1.3%

Other race 1.2%

Group	Count	%
White	1,597	94.3%
Two or more races	55	3.2%
Hispanic or Latino	22	1.3%
Other race	20	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.3%	34.4%	42.6%
$50k – $100k	37.2%	35.1%	31.1%
$100k – $200k	21.2%	23.3%	20.6%
Over $200k	11.4%	7.2%	5.7%

Under $10k 4.0%

$10k–$15k 1.7%

$15k–$25k 3.3%

$25k–$35k 9.6%

$35k–$50k 8.8%

$50k–$75k 20.2%

$75k–$100k 16.9%

$100k–$150k 16.3%

$150k–$200k 6.3%

$200k+ 12.8%

Range	% of households
Under $10k	4.0%
$10k–$15k	1.7%
$15k–$25k	3.3%
$25k–$35k	9.6%
$35k–$50k	8.8%
$50k–$75k	20.2%
$75k–$100k	16.9%
$100k–$150k	16.3%
$150k–$200k	6.3%
$200k+	12.8%
Median income	$79,861

Housing

Home values

Under $50k 0.6%

$50k–$100k 0.6%

$100k–$150k 1.5%

$150k–$200k 13.6%

$200k–$300k 13.6%

$300k–$500k 33.6%

$500k–$1M 20.7%

$1M+ 15.8%

Housing overview

Metric	Value
Median home value	$417,900
Median rent / month	$0
Owner occupied	98.3%
Renter occupied	1.7%
Vacant	51.5%
Single-family detached	96.0%
Large apartment buildings	0.0%
Mobile homes	1.5%
Median rooms	6.2
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	0.0%
2010–2019	9.4%
2000–2009	15.2%
1990–1999	21.4%
1980–1989	9.6%
1970–1979	8.6%
1960–1969	11.4%
1950–1959	2.0%
1940–1949	4.9%
1939 or earlier	17.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.8%
2 bedrooms	18.2%
3 bedrooms	42.2%
4 bedrooms	22.3%
5+ bedrooms	12.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	22.2%
2 vehicles	40.9%
3 or more	36.1%

Heating fuel

Fuel type	%
Utility gas	49.6%
Electricity	8.3%
Propane / LP gas	30.0%
Fuel oil	5.6%
Wood	5.2%
Solar	0.7%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	476	65.6%
Cohabiting couple	0	0.0%
Male householder, no spouse	96	13.2%
Female householder, no spouse	154	21.2%
Households with children under 18	133	18.3%
Households with seniors (65+)	399	55.0%
Average household size	2.30

Marital status

Status	Male	Female
Never married	20.8%	12.5%
Married	68.8%	67.8%
Separated	0.0%	0.0%
Widowed	2.8%	14.9%
Divorced	7.7%	4.8%

Education

Less than 9th grade 0.5%

Some HS, no diploma 0.2%

HS graduate 19.6%

Some college, no degree 15.9%

Associate's degree 12.8%

Bachelor's degree 27.9%

Graduate / professional 23.0%

Metric	%
HS diploma or higher	99.2%
Bachelor's or higher	51.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	1.8%
Kindergarten	12	4.2%
Elementary school	149	52.5%
High school	66	23.2%
College / grad school	52	18.3%

Employment

Industry of employment

Education & healthcare 22.6%

Construction 14.1%

Professional & management 12.8%

Retail trade 9.3%

Agriculture & mining 7.1%

Arts, food & hospitality 6.7%

Finance & real estate 6.3%

Transportation & utilities 5.5%

Information 4.4%

Public administration 4.1%

Other services 3.3%

Manufacturing 2.5%

Wholesale trade 1.5%

Occupation

Category	%
Management, business & arts	43.2%
Service	10.2%
Sales & office	24.8%
Natural resources & construction	16.0%
Production & transportation	5.7%

Employment type

Type	%
Private sector	72.0%
Government	10.0%
Self-employed	17.7%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	80.5%
Carpool	1.2%
Public transit	0.0%
Walk	3.8%
Work from home	13.7%
Other means	0.7%
Avg commute (minutes)	21.4

Poverty

All people 3.1%

Under 18 years 0.0%

18 and over 3.8%

Married-couple families 2.5%

Female-led households 0.0%

Income support

Source	% of households
Social Security	51.7%
Retirement income	45.0%
Supplemental Security	1.7%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	32.3%
High blood pressure	34.2%
High cholesterol	35.8%
Diabetes	10.6%
Heart disease	7.3%
Stroke	3.0%
Asthma	10.0%
Arthritis	31.5%
Kidney disease	3.0%
Pulmonary disease	6.8%
Cancer	8.8%

Behavior / access	%
Smoking	13.5%
Binge drinking	17.4%
No physical activity	17.2%
Less than 7 hrs sleep	30.1%
Depression	19.3%
Fair or poor health	11.6%
Poor mental health	13.1%
Poor physical health	9.4%
No health insurance	7.1%
Visited doctor (checkup)	76.5%
Visited dentist	76.3%
Cholesterol screening	94.1%
Teeth loss	8.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	108	7.9%

Disability	%
Any disability	12.7%
Under 18	4.3%
18–64 years	8.6%
65 and over	23.3%

Health insurance coverage

Type	%
Private insurance	85.0%
Public insurance	35.9%
No insurance	3.4%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,606	96.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,653	98.9%
Born in same state	1,648	98.6%
Born in different state	1,288	77.0%
Foreign born	5	0.3%
Naturalized citizen	19	1.1%
Not a US citizen	19	100.0%

Ancestry

Ancestry	Count	%
French	312	18.7%
Italian	212	12.7%
English	105	6.3%
German	47	2.8%

Ancestry	Count	%
Arab	37	2.2%
Polish	15	0.9%
Dutch	7	0.4%
Norwegian	5	0.3%

Technology access

Metric	% of households
Computer access	43.4%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49653

What city is ZIP code 49653 in?

ZIP code 49653 is primarily assigned to Lake Leelanau, Michigan.

What county is ZIP code 49653 in?

ZIP code 49653 falls within Leelanau County, Michigan.

Is ZIP code 49653 mostly owner-occupied?

98% of occupied units in ZIP code 49653 are owner-occupied, well above the national average.

Does ZIP code 49653 have an older population?

33% of residents in ZIP code 49653 are 65 or older, above the national average of ~17%.

Does ZIP code 49653 have a large retiree population?

52% of households in ZIP code 49653 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 49653?

51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 49653 in?

ZIP code 49653 observes the EST timezone.